Lending Club is one of my personal favorites as it's one of the few places in this economy that your investments can get any decent returns. A few years ago you could get CDs with a return above 5% and there were multiple online savings accounts with returns in the 4% range. In today's economy you are lucky to find many places your investments will earn over 2%. With Lending Club, I have been earning returns of about 15% APY!

At first, I was skeptical. I have always heard it said "If it sounds too good to be true, then it is", especially where money is involved, but Lending Club is one of the very few exceptions to this rule. I did a lot of homework before investing a cent and found Lending Club's reputation to be untarnished. Lending Club is a peer-to-peer lending service which means instead of a bank loaning your savings to others at 16% interest and then giving you a token payment of 1.1% interest, Lending Club cuts out the middleman giving you 15.84% interest (their cut is only 1% of your returns!).

Try Lending Club today and start earning the best returns this side of Wall Street. The minimum investment is only $25! Lending Club also offers some of the lowest loan interest rates around. Well worth your time to at least check out. And I actually find it to be kind of fun deciding which loans to invest in. Expect more detailed descriptions of Lending Club and some of the features in future posts.

- Jordan Squire